The Protected Pivot · 0:50

How a fixed indexed annuity really works

The floor, the cap or participation rate, the annual reset, and the optional income rider.

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Educational only. Not tax, legal or investment advice. Consult your own tax, legal and financial professionals. Fixed indexed annuities and indexed universal life are insurance products, not stock market investments. Guarantees depend on the claims-paying ability of the issuing insurer. Surrender charges may apply. Illustrations are hypothetical; results vary and are not guaranteed.